Retirement Calculator
Estimate how your retirement savings could grow based on contributions and expected returns.
Inputs
Result
Enter values on the left and select Equals to see the result here.
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What the Retirement Calculator does
- Projects retirement savings at your target retirement age.
- Shows total contributions and growth over time.
How to use the Retirement Calculator
- Select currency and enter current age and retirement age.
- Enter current savings, monthly contribution, and expected annual return.
- Click Calculate to see projected retirement savings.
Formula / methodology used
- Uses monthly compounding based on the expected annual return rate.
- Projects across the number of months until retirement.
Example calculation
Age 30 → retire at 67, £20,000 saved, £300/month, 5% return.
- Compute months to retirement
- Apply monthly growth and contributions
Result: Outputs projected retirement savings plus contribution/growth totals.
Retirement Calculator FAQs
Does it include inflation?
No. The result is nominal. To approximate inflation, reduce the expected return rate accordingly.